
Uzcard
Uzcard payment gateway has been a leading financial system in Uzbekistan since 2004. The system offers secure and convenient options that allow transactions through physical and digital platforms. Uzcard is widely integrated with ATMs, POS terminals and online gateways.
The platform supports various services, such as bill payments, money transfers, and e-commerce transactions. Uzcard payment system compatibility with international systems ensures access for global transactions. Uzcard merchant account also adheres to robust security standards.
Feature | Description |
---|---|
Regions | Uzbekistan |
Getting started | Mobile app or website registration |
Setup Fee | Free |
Annual Fee | Free |
Commission per transaction | 0.2% – 1% depending on transaction type |
Payment methods accepted | Cards, QR codes, etc |
Fraud & Risk management | Integrated security systems |
Accepted Currencies | Usbekistani Som (UZS) |
Set up type | Digital |
Onboarding & Approvals time | Immediate to 1–2 business days |
Recurring Billing | Supported |
SDK Stacks | Provided for developers |
Settlement time | 1–3 business days |
Payouts support | Local bank accounts |
Split payments | Not supported |
Regions Uzbekistan | |
Getting startedMobile app or website registration | |
Setup FeeFree | |
Annual FeeFree | |
Commission per transaction0.2% – 1% depending on transaction type | |
Payment methods acceptedCards, QR codes, etc | |
Fraud & Risk managementIntegrated security systems | |
Accepted CurrenciesUsbekistani Som (UZS) | |
Set up typeDigital | |
Onboarding & Approvals timeImmediate to 1–2 business days | |
Recurring BillingSupported | |
SDK StacksProvided for developers | |
Settlement time1–3 business days | |
Payouts supportLocal bank accounts | |
Split paymentsNot supported |
Pros
- Wide distribution. The system operates throughout Uzbekistan
- Safe money transfers. Uzcard uses an advanced system to prevent fraud
- Convenient interface. Simple and handy system for all age groups
- Instant start. Fast registration process
Cons
- Limited currencies. The system supports only UZS
- No split money transfers. This function is not available
Benefits for Uzcard Clients
Uzcard payment dashboard offers a variety of features that make it a reliable and convenient system. Users can enjoy the following benefits with Uzcard:
- Wide acceptance. Uzcard is the most popular system in Uzbekistan. It is accepted at ATMs, POS terminals and online platforms across the country.
- Low fees. Low transaction fees make it beneficial for users.
- Secure transactions. The system uses the best encryption technologies to prevent fraud. Users can use 2FA to secure their accounts.
- Multi-platform access. Uzcard supports mobile apps, online banking and card money transfers.
- E-commerce integration. Convenient gateway for online shopping and business.
- Fast transactions. Instant money transfers between Uzcard accounts.
- No annual fees. Free account maintenance.
- Mobile support. Users can make remittances using QR code.
These features make Uzcard the best financial instrument for regular transactions.
How to Use the Uzcard: A Short Guide
Getting started with the Uzcard merchant dashboard is easy. Just follow this guide:
- Register an account. Visit the Uzcard website or download the mobile app. Complete the registration process.
- Activate your card. Get a physical Uzcard from your bank. Link it to your online profile via the app or online banking.
- Add funds. Add money to your Uzcard in cash at ATMs. Bank branches or through digital transfers.
- Make money transfers. Use Uzcard to pay in stores via POS terminals or QR codes. Send money to other Uzcard users instantly via the app.
- Track transactions. Use the mobile app with AMP technology or online banking to view your transaction history.
This guide will help individuals and businesses use Uzcard effectively.
Review of Uzcard Payment Gateway
Uzcard is highly regarded in Uzbekistan as a reliable and efficient system. Many users praise its convenience and accessibility. Customer reviews about Uzcard highlight the user-friendly interface of the platform and the high level of security.
Low fees and no annual fees are the main advantage. Such advantages make Uzcard an especially attractive tool in the financial industry to budget-conscious consumers.
However, some users note periodic technical failures in the mobile application. Despite this, Uzcard's prompt customer support quickly resolves most problems.
Safety of Uzcard Money Transfer System
Uzcard pays special attention to user security. The service uses advanced technologies to ensure safe financial transactions. Consider the main security features:
- Encryption technology. Uzcard uses high-level encryption protocols to protect users’ personal information.
- Two-factor authentication. Customers must verify their identity using SMS or email codes for additional protection.
- Fraud detection services. Automated monitoring tools help Uzcard send money and prevent suspicious activities.
- PIN protection. For physical remittances, Uzcard requires a PIN code.
- Use of QR code. QR code technology ensures safe and instant transactions.
Such measures make Uzcard a reliable system for all customers.
Uzcard merchant account fees
Uzcard money transfers maintain a competitive fee structure. Check out the main Uzcard fees:
- Setup fee. Usually free, although some banks may charge a nominal fee for issuing the card.
- Annual fee. There are no annual fees for maintaining Uzcard accounts.
- Transaction fees. Low fees apply, averaging around 0.5% – 1%.
- International transactions. The service may charge higher fees for international use, depending on the card type and the bank’s policies.
- Refund fees. There are no fees for refunds through Uzcard.
- Currency exchange fees. Currency conversion fees apply, with fees varying by financial institution.
For more information, users should contact their issuing bank or the Uzcard website.
Uzcard System for Business
Uzcard offers a number of services that make it a valuable tool for businesses in Uzbekistan. Here are some main features for businesses:
- E-commerce payments. Uzcard provides an integrated gateway that allows businesses to securely accept online payments from customers.
- POS terminals. Businesses can equip their physical stores with Uzcard POS terminals. This feature is important for retailers who want to streamline their in-store remittance processes.
- Bulk remittances. Uzcard supports bulk services and allows businesses to easily process payroll, supplier or other expense payments.
- Business accounts. Users can open Uzcard accounts for specific businesses to track transactions and reconcile remittances.
- Loyalty programs. Some businesses can partner with Uzcard to offer rewards to their customers.
These services allow businesses to improve their remittance processes.
Which Type of Business May Work With Uzcard
Uzcard is suitable for various types of businesses, especially those operating in Uzbekistan. Here are some companies that can benefit from Uzcard services:
- Retail business. Small and large retail stores can use Uzcard POS terminals. This allows customers to easily pay with Uzcard.
- E-commerce platforms. Online stores can integrate the Uzcard gateway to accept remittances from customers. This is ideal for companies that sell products or services through websites or mobile apps.
- Freelancers and service providers. Professionals who offer freelance services can take advantage of the Uzcard payment charge capabilities.
- Subscription-based services. Companies that offer subscription models (magazines, software or membership services) can use Uzcard features.
- Tourism services. Travel agencies and businesses that are related to tourism can use Uzcard to process transactions for booking services, tours and accommodation.
- Food and hospitality. Restaurants and cafés can take advantage of Uzcard’s POS and QR remittance methods.
Uzcard is an ideal option for a wide range of businesses looking to improve their customer service.
Uzcard Merchant Account for Physical Clients
Uzcard payment account offers several important services for physical clients. Check out these benefits:
- Card payments. Individuals can use Uzcard cards to make secure payments in stores, online stores and ATMs within the country.
- Easy access to funds. Users can withdraw cash from Uzcard ATMs. In addition, the platform supports easy money transfers between Uzcard accounts.
- Mobile app. The Uzcard mobile app allows users to manage their accounts, check their balance and make payments from their smartphones.
- Bill money transfers. Physical clients can use Uzcard to pay utility bills and more.
- Bonuses and loyalty. In some cases, Uzcard users benefit from loyalty programs or discounts for using cards at partner merchants.
These services make Uzcard a very accessible and effective option for everyday transactions.
Comparison of payments
Compare the advantages of Uzcard with another money transfer method:
Paments gateway | Rate | Fee | Country | Currency | Website |
---|---|---|---|---|---|
1000$ | India | USD |
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FAQ
Is Uzcard available in Uzbekistan?
Yes, Uzcard merchant account is widely used in Uzbekistan. It is supported by most merchants, ATMs and online services.
What is an Uzcard payment?
Uzcard is a national payment system of Uzbekistan that offers secure transactions. It supports card payments, QR codes and mobile wallets.
How to use Uzcard in Uzbekistan?
Get a card, register it in the Uzcard app and use it for money transfers or withdrawals. It works in retail stores, ATMs and online platforms.
How to send money from Uzcard?
Use the Uzcard app to select "Transfer", enter the recipient's details, and confirm. Transfers are processed instantly.