Uzbekistan
Uzbekistan
Export
Import
Export of goods
The best gateways
Payment integrations are among the most popular topics among entrepreneurs in Uzbekistan. The thing is, everyone is trying to find the best payment gateway in Uzbekistan, but not everyone succeeds. There are many reasons for this, from changing conditions to the emergence of new players in the services market.
Paykassma
Paykassma
Gateways in Uzbekistan that are Definitely worthy of Attention!
Despite the fact that the top payment gateways in Uzbekistan consist of 6 services, each of them is truly worthy of your attention. With support for terminals that can be installed in stores, as well as contactless mobile methods, these gateways can significantly impact business success. However, every entrepreneur is, of course, interested in the numbers. They are waiting on the table.
| Peyments gateway | Rate | Fee | Country | Currency | Website |
|---|---|---|---|---|---|
| Paykassma | 1000$ | Uzbekistan | USD | Open |
Payment Gateways in Uzbekistan: Dynamic Development and Challenges
Uzbekistan is a country with a rich history that is rapidly developing in the tourism sector. Businesses aiming to secure leading positions in the market need convenient solutions, which is why the best payment gateway in Uzbekistan is essential. To understand how attractive the market for services and goods in Uzbekistan is, one only needs to look at the numbers:
- Market Size and Growth: Countries e-commerce market has grown rapidly, reaching around $311 million in 2022. Projections indicate it could reach approximately $2.2 billion by 2027, representing an ambitious target growth rate. This growth is driven by increasing internet use, a rising urban population, and strategic government support
- Popular Segments: The most popular e-commerce categories include Hobby & Leisure (22.9% of revenue), Electronics (22.5%), and Fashion (18%). Other segments such as Furniture & Homeware, Care Products, DIY, and Groceries are also growing, showing the diversity of consumer interest in online shopping.
- Digital Payment Methods: While digital transactions are gaining traction, cash on delivery remains popular in the country. Local platforms like Uzum Market have helped expand digital payments by integrating fintech solutions, including installment payments, which is proving attractive to consumers.
Looking at the demographic indicators, it becomes clear why there are so many options on the payment gateway list.
Adyen
If you need a high-quality and multifunctional solution for your business, Adyen is an excellent choice. The platform offers a wide range of tools for small and medium-sized businesses. Additionally, it is certified and meets all international requirements. When considering which payment gateway is best in Uzbekistan, Adyen stands out for its compliance with the latest regulatory requirements, such as PSD2 and GDPR, and its robust protection against fraud through built-in risk management solutions. If you are looking for a tool that can meet all your business needs, it might be right in front of you now.
| Indicator | Description |
|---|---|
| Requirements | KYC and AML compliance checks, verified business documentation. |
| Accepted Methods | Visa, Mastercard, UnionPay, and other global methods; limited local methods may be enabled based on market. |
| Countries Available | Available in over 100 countries including Uzbekistan, across Europe, Asia, and the Americas. |
| Supported Currencies | 150+ currencies including UZS, USD, EUR, supporting international transactions. |
| RequirementsKYC and AML compliance checks, verified business documentation. | |
| Accepted MethodsVisa, Mastercard, UnionPay, and other global methods; limited local methods may be enabled based on market. | |
| Countries AvailableAvailable in over 100 countries including Uzbekistan, across Europe, Asia, and the Americas. | |
| Supported Currencies150+ currencies including UZS, USD, EUR, supporting international transactions. |
Pros
- High level of fraud protection
- Compliance with the latest regulatory requirements
- Optimization of authorization rates to increase revenue
Cons
- Complexity of setup due to regulatory requirements
- Potential additional costs for implementing and maintaining security systems
ExPay
ExPay is a tool that will fit perfectly into any company's business plan. The gateway's goal is to expand the range of your capabilities. As one of the leading payment gateway companies, the service provides the opportunity to integrate various methods with just one technical connection and a single contract. With the extensive toolkit provided by the company, businesses can better leverage their capabilities. Credit card and phone purchases become available to your customers, which means a win for your business.
| Indicator | Description |
|---|---|
| Requirements | KYC and AML compliance checks, verified business documentation. |
| Accepted Methods | Visa, Mastercard, UnionPay, and other global methods; limited local methods may be enabled based on market. |
| Countries Available | Available in over 100 countries including Uzbekistan, across Europe, Asia, and the Americas. |
| Supported Currencies | 150+ currencies including UZS, USD, EUR, supporting international transactions. |
| RequirementsKYC and AML compliance checks, verified business documentation. | |
| Accepted MethodsVisa, Mastercard, UnionPay, and other global methods; limited local methods may be enabled based on market. | |
| Countries AvailableAvailable in over 100 countries including Uzbekistan, across Europe, Asia, and the Americas. | |
| Supported Currencies150+ currencies including UZS, USD, EUR, supporting international transactions. |
Pros
- One contract for all methods
- Variety of options for customers
- Fast and secure transaction completion
Cons
- Possible complexity of integration with different platforms
- Transaction processing fees may vary depending on the chosen method
Humo
Humo is a company that has chosen modern approaches to solving contemporary problems as its core strategy. Recognized as one of the best payment gateways in Uzbekistan, Humo supports both contact and contactless cards simultaneously, providing a secure, fast, and convenient method. By implementing the most desired functionality from the clients' perspective, this company has achieved a leading position in the market. Additionally, Humo benefits from an extensive terminal network, which is particularly advantageous for businesses in retail spaces.
| Indicator | Description |
|---|---|
| Requirements | Requires compliance with Uzbek banking regulations; integration primarily through Uzbek banks under Central Bank oversight. |
| Accepted Methods | Local Humo and UzCard debit cards, NFC payments supported for local transactions. |
| Available Countries | Available exclusively within Uzbekistan. |
| Supported Currencies | Uzbekistani Som (UZS) only. |
| RequirementsRequires compliance with Uzbek banking regulations; integration primarily through Uzbek banks under Central Bank oversight. | |
| Accepted MethodsLocal Humo and UzCard debit cards, NFC payments supported for local transactions. | |
| Available CountriesAvailable exclusively within Uzbekistan. | |
| Supported CurrenciesUzbekistani Som (UZS) only. |
Pros
- Speed and convenience. Contactless payments do not require physical card handover
- Extended card lifespan. Reduced mechanical wear due to contactless technology
- Support for up to 210,000 terminals: Wide infrastructure for pay acceptance
Cons
- Limits for large amounts. Need for pay confirmation for large transactions
- Not all stores support contactless terminals. Possible need to check for terminal availability at the point of sale
Interkassa
Interkassa is essentially a fully universal system capable of meeting all the needs and requirements of modern businesses in Uzbekistan. As one of the leading payment gateway providers in Uzbekistan, it offers a wide range of settings for customizing the page.
The platform offers many useful tools, including purchasing via mobile phone and bank cards. This universal solution is suitable for both online and offline sellers, as well as service-based businesses.
| Indicator | Description |
|---|---|
| Requirements | Business registration with KYC compliance |
| Accepted Methods | Visa, Mastercard, Humo, UzCard, Google Pay, Apple Pay, e-wallets, mobile payments, terminals |
| Countries Available | Global, including Uzbekistan |
| Supported Currencies | Over 100 currencies, including major international options |
| RequirementsBusiness registration with KYC compliance | |
| Accepted MethodsVisa, Mastercard, Humo, UzCard, Google Pay, Apple Pay, e-wallets, mobile payments, terminals | |
| Countries AvailableGlobal, including Uzbekistan | |
| Supported CurrenciesOver 100 currencies, including major international options |
Pros
- High conversion rates. Smart routing and cascading for more successful transactions
- Multi-currency support. Support for over 100 currencies
- Flexibility of settings: Ability to customize according to the business brand
Cons
- Dependence on internet connection. A reliable internet connection is required for stable operation
- Some limitations in settings for less experienced users. Technical support may be needed for deeper customization
Paykassma
Paykassma is an international payment aggregator offering tailored online payment solutions for businesses and consumers in Uzbekistan.
| Characteristic | Value |
|---|---|
| Setup Fee | None |
| Requirements | Registered business and KYC documentation |
| Accepted Methods | Visa, MasterCard, bank transfers, Uzcard, Humo |
| Available Countries | Multiple countries, including Uzbekistan |
| Supported Currencies | UZS, USD, EUR, GBP, AUD, BDT, BRL, INR, IDR, MYR, MXN, NPR, PHP, PLN, LKR, THB, VND |
| Setup FeeNone | |
| RequirementsRegistered business and KYC documentation | |
| Accepted MethodsVisa, MasterCard, bank transfers, Uzcard, Humo | |
| Available CountriesMultiple countries, including Uzbekistan | |
| Supported CurrenciesUZS, USD, EUR, GBP, AUD, BDT, BRL, INR, IDR, MYR, MXN, NPR, PHP, PLN, LKR, THB, VND |
Pros
- Compatible with numerous currencies, facilitating international transactions
- Achieves a 99.9% payment success rate, significantly enhancing conversion rates
- Provides an intuitive platform for managing payments
Cons
- Certain transactions may incur higher fees, particularly for currency conversion and withdrawals
- Some local payment methods may not be supported
FAQ
Which is the No. 1 payment gateway in Uzbekistan?
Experts have provided a list of payment gateway companies in Uzbekistan that are the most trusted and in demand. At the same time, it is not possible to choose just one best option, as each business has its own unique requirements.
Which is the free payment gateway in Uzbekistan?
Most solutions on the payment gateway in Uzbekistan list do not have any connection fees. Thus, the creators of these gateways try to attract as many clients as possible, as this niche is highly competitive.
Which payment gateway charges less in Uzbekistan?
To find the optimal service from the payment gateway Uzbekistan list with the lowest fees, simply take a look at the table. Services like Humo and UzCard have the lowest fees, thus offering extremely favorable conditions.
