
PagarMe
Pagar.me is a Brazilian payment gateway. It helps businesses manage and process online transactions easily. Founded in 2013, this platform is made for the Brazilian market. It provides solutions that match local shopping habits and transaction methods. You can use credit/debit cards, boleto bancário (a common Brazilian bank slip), and recurring billing.
One of Pagar ME's key strengths is its seamless integration. Developers can use a strong set of APIs & SDKs. They can embed payment features directly into websites or apps. This way, users stay on the same page and aren’t redirected. This lets businesses fully control the customer experience.
Characteristic | Details |
---|---|
Regions | Brazil |
Getting started | Requires an active CNPJ or MEI |
Commission per transaction | 4.19 - 14.69% |
Payment methods accepted | Credit cards, Boleto Bancário |
Fraud & risk management | Integration with Simility's Fraud Prevention Platform, customizable anti-fraud rules, real-time transaction monitoring, and behavioral analytics |
Accepted currencies | Brazilian Real (BRL) |
Set up Type | Cloud-hosted, web-based platform |
Onboarding & Approvals Time | 5-15 minutes |
Recurring Billing | Allowed |
Charges on Refunds | Consists of the original transaction fee and any associated costs |
SDK Stacks | Robust API for integration |
Settlement Time | Typically up to 30 days |
Payouts Support | Yes, balance operations and transaction monitoring |
Split Payments | Allowed |
RegionsBrazil | |
Getting startedRequires an active CNPJ or MEI | |
Commission per transaction4.19 - 14.69% | |
Payment methods acceptedCredit cards, Boleto Bancário | |
Fraud & risk managementIntegration with Simility's Fraud Prevention Platform, customizable anti-fraud rules, real-time transaction monitoring, and behavioral analytics | |
Accepted currenciesBrazilian Real (BRL) | |
Set up TypeCloud-hosted, web-based platform | |
Onboarding & Approvals Time5-15 minutes | |
Recurring BillingAllowed | |
Charges on RefundsConsists of the original transaction fee and any associated costs | |
SDK StacksRobust API for integration | |
Settlement TimeTypically up to 30 days | |
Payouts SupportYes, balance operations and transaction monitoring | |
Split PaymentsAllowed |
Pros
- Supports credit cards plus Boleto Bancário
- Offers API & SDK integration
- Includes anti-fraud tools
- Easy dashboard and reporting
- Customizable checkout experience
Cons
- Limited to the Brazilian market
- High payment refusal rates reported
- Customer support rated poorly
- Lack of transparent pricing
- No multi-currency support
Benefits Of Using PagarME
Pagarme provides a strong set of tools that simplifies online payments for businesses in Brazil. A key advantage is accepting many payment methods. Customers can use credit cards, Pix, boleto bancário, or digital wallets. This gives them the freedom to pay as they like. The platform is designed for easy integration. It offers APIs & SDKs that let developers add payment flows to websites or mobile apps. For businesses looking to expand their payment flexibility, solutions like Linkpay can be used alongside Pagarme to support advanced payment routing and cross-platform compatibility.
Security is a major focus for Pagarme. It has built-in encryption with anti-fraud systems. These protect merchants & customers. This also lowers the risk of chargebacks and fraud. Users gain from a real-time dashboard. It shows insights into transactions and reasons for transfer refusals. This helps improve operations.
The service helps marketplace businesses by automatically splitting their earnings with vendors. This means no more manual financial checks are needed. Responsive design helps you have a smooth checkout on desktops, tablets, and smartphones. The platform offers flexibility, security, plus usability. It meets the needs of today’s online businesses.
How To Use More Efficiently
Integrating Pagarme into your business operations can streamline payment processing and enhance customer transactions. What about integrating Pagarme into your business? Follow these instructions:
- Create an account. Begin by registering on the Pagarme platform. Ensure you have a valid CNPJ or CPF, as this information is required during the registration process.
- Obtain the API with encryption keys. After registration, log in to your dashboard to generate your unique API plus encryption keys. These credentials are essential for integrating Pagarme with your system.
- Integrate with your system. Utilize the provided API plus SDK resources to connect Pagarme to your website or application. You can explore tools like Linkpay. It offers advanced checkout options and a smooth mobile experience.
- Configure transfer methods. Set up the desired options, such as credit cards, boleto bancário, or Pix, to cater to your customers’ preferences.
- Implement security measures. Turn on anti-fraud tools. This helps keep customer information safe and meets PCI-DSS standards.
- Test transactions. Before going live, do test transactions. This will ensure the payment process works well. Also, check that funds settle correctly.
- Monitor/manage transactions. Track payments, manage refunds, and create reports using the Pagarme dashboard. This helps with financial analysis.
This ensures your customers enjoy a safe, efficient payment experience.
Review
Pagarme is a payment gateway from Brazil. It helps businesses process online transactions. This includes credit card payments plus boleto bancário. These tools help integrate with websites and apps. The goal is to create a smooth payment experience.
Security features use encryption with anti-fraud tools. They help protect transaction data. Users gain a dashboard to monitor transactions and analyze finances in real-time. Some users report high payment refusals or problems with customer support. Pagarme provides various features for online payment processing. It also focuses on performance or support.
Pagar ME Reviews
User feedback on Pagarme presents a mixed perspective:
- Thiago H.: “I’ve had a solid experience with Pagarme, especially during peak periods—it stayed stable.”
- Bruno M.: “I can say the platform’s dashboard is top-notch and super reliable—definitely a strong point.”
- Luis R.: “What stands out most is how smoothly Pagarme handles large volumes of users and projects. The infrastructure has really proven itself.”
These insights show where Pagarme shines.
Safety Pagar ME
The platform focuses on keeping online transactions safe. It follows the Payment Card Industry Data Security Standard (PCI DSS). This is a global set of rules made to protect cardholder data. This compliance keeps sensitive info safe. It covers card numbers, expiration dates, CVV codes, etc. By doing this, it lowers the chances of data breaches and fraud.
Pagarme goes beyond PCI DSS compliance. It uses strong encryption and advanced anti-fraud tools to protect transaction data. These measures keep consumers safe and help businesses keep trust in their transaction processes.
Pagar ME for Business
The platform offers a wide range of transaction services. These options work for various businesses, such as e-commerce platforms, subscription services, and marketplaces. Businesses can use Pagarme’s APIs plus SDKs to add transaction features to their websites or apps. This allows them to accept payments easily through credit cards, boleto bancário, Pix, or digital wallets.
This platform includes important features. Users can monitor transactions in real time and customize their checkout experience. It also provides strong security measures. These include encryption and anti-fraud tools. This makes transfer processing safe & efficient.
Pagarme helps businesses, but individual entrepreneurs and sole proprietors can use it too. To register, use a valid CNPJ (Cadastro Nacional da Pessoa Jurídica) or CPF (Cadastro de Pessoas Físicas). This allows individuals to access various transfer solutions. This enables them to receive funds for goods and services offered over the internet.
For companies looking to streamline their operations even further, Linkpay can be integrated alongside Pagarme to expand payment flexibility and improve the overall checkout experience.
Payment Methods
Payment method | |
---|---|
![]() | Open |
Connect with us
FAQ
How to check Pagar.me payment status?
Access your Pagarme Dashboard to review your transaction status. Once logged in, go to the “Transactions” section. You’ll see a list of all transactions and their current statuses. These include processing, authorized, paid, refunded, waiting for transfer, refused, or charged back. Click on any transaction. You will see all the details. This includes the transaction method, customer info, and timestamps. If you’re using an API, you can also set up webhooks to get real-time updates about any changes in payment status.
How do I view my invoices?
To view your invoices, log in to your Pagarme account through the Dashboard. Find the “Billing” or “Invoices” section that lists all your invoices. Each invoice will show information like the total amount, due date, and status. Select any invoice to see detailed information, and download or print it as required. Invoices for your subscriptions or recurring payments will show up in this section.